:root {
  --ink: #10241c;
  --muted: #4d6358;
  --paper: #f3f7f4;
  --line: #d5e2da;
  --brand: #0f6b4c;
  --brand-deep: #0a4d38;
  --accent: #c9a227;
  --white: #ffffff;
  --shadow: 0 18px 50px rgba(16, 36, 28, 0.12);
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Manrope", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background:
    radial-gradient(900px 480px at 100% -10%, rgba(201, 162, 39, 0.16), transparent 55%),
    radial-gradient(800px 420px at -10% 20%, rgba(15, 107, 76, 0.12), transparent 50%),
    linear-gradient(180deg, #f7faf8 0%, var(--paper) 40%, #eef4f0 100%);
  line-height: 1.55;
}

a { color: var(--brand-deep); }
.wrap { width: min(980px, calc(100% - 32px)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(247, 250, 248, 0.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(213, 226, 218, 0.9);
}
.site-header__inner {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  min-height: 68px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 20px;
}
.site-header__brand {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.12rem;
  color: var(--ink);
  text-decoration: none;
  letter-spacing: -0.02em;
  white-space: nowrap;
}
.site-header__nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px 22px;
  flex-wrap: wrap;
}
.site-header__nav a {
  text-decoration: none;
  color: var(--muted);
  font-size: 0.94rem;
  font-weight: 600;
  padding: 8px 0;
}
.site-header__nav a:hover {
  color: var(--brand-deep);
}
.site-header__actions {
  display: flex;
  align-items: center;
  gap: 10px;
}
.site-header__apply {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  background: var(--brand);
  color: var(--white);
  font-weight: 700;
  font-size: 0.92rem;
  padding: 11px 18px;
  border-radius: 10px;
  white-space: nowrap;
}
.site-header__apply:hover {
  background: var(--brand-deep);
  color: var(--white);
}
.site-header__menu {
  display: none;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  padding: 0;
  cursor: pointer;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
}
.site-header__menu span {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform 0.2s ease, opacity 0.2s ease;
}
.site-header.is-open .site-header__menu span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.site-header.is-open .site-header__menu span:nth-child(2) {
  opacity: 0;
}
.site-header.is-open .site-header__menu span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (max-width: 860px) {
  .site-header__inner {
    grid-template-columns: 1fr auto;
    min-height: 64px;
    position: relative;
  }
  .site-header__menu {
    display: inline-flex;
  }
  .site-header__nav {
    display: none;
    position: absolute;
    top: calc(100% + 1px);
    left: 50%;
    transform: translateX(-50%);
    width: min(1120px, calc(100vw - 32px));
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 14px;
    box-shadow: var(--shadow);
  }
  .site-header.is-open .site-header__nav {
    display: flex;
  }
  .site-header__nav a {
    padding: 14px 12px;
    border-radius: 10px;
  }
  .site-header__nav a:hover {
    background: #eef5f1;
  }
}

.hero {
  min-height: min(88vh, 720px);
  display: grid;
  align-items: end;
  padding: 48px 0 64px;
  background:
    linear-gradient(180deg, rgba(15, 107, 76, 0.08), transparent 42%),
    linear-gradient(120deg, rgba(16, 36, 28, 0.04), transparent 45%),
    url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%230f6b4c' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner {
  width: min(760px, calc(100% - 32px));
  margin: 0 auto;
  padding-top: 40px;
}
.eyebrow {
  margin: 0 0 12px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brand-deep);
}
.hero h1 {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(2.6rem, 8vw, 4.4rem);
  line-height: 1.05;
  letter-spacing: -0.035em;
}
.lead {
  margin: 16px 0 0;
  max-width: 34rem;
  font-size: 1.08rem;
  color: var(--muted);
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}
.hero-amount {
  margin: 28px 0 0;
  font-size: 1rem;
  color: var(--muted);
}
.hero-amount strong {
  color: var(--brand-deep);
  font-size: 1.35rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  font-weight: 700;
  border-radius: 12px;
  padding: 14px 22px;
  font-size: 1rem;
  border: 1px solid transparent;
  transition: transform 0.18s ease, background 0.18s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn.primary {
  background: var(--brand);
  color: var(--white);
  box-shadow: var(--shadow);
}
.btn.primary.light {
  background: var(--white);
  color: var(--brand-deep);
}
.btn.ghost {
  background: transparent;
  border-color: var(--line);
  color: var(--ink);
}

.section { padding: 72px 0; }
.section.tint {
  background: rgba(255, 255, 255, 0.55);
  border-block: 1px solid rgba(213, 226, 218, 0.7);
}
.section h2 {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 4vw, 2.35rem);
  letter-spacing: -0.03em;
  line-height: 1.15;
}
.section-lead {
  margin: 12px 0 0;
  max-width: 40rem;
  color: var(--muted);
  font-size: 1.05rem;
}
.section > .wrap > p { color: var(--muted); }

.features {
  list-style: none;
  margin: 36px 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
}
.features li {
  padding: 8px 0 0;
  border-top: 2px solid var(--accent);
}
.features h3 {
  margin: 12px 0 6px;
  font-size: 1.05rem;
}
.features p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.table-wrap {
  margin-top: 28px;
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--white);
}
table {
  width: 100%;
  border-collapse: collapse;
  min-width: 480px;
}
th, td {
  text-align: left;
  padding: 14px 16px;
  border-bottom: 1px solid var(--line);
  font-size: 0.95rem;
}
th {
  background: #e8f2ec;
  font-weight: 700;
}
tr:last-child td { border-bottom: 0; }
.fine {
  margin-top: 14px;
  font-size: 0.82rem;
  color: #6b7f74;
}

.docs {
  margin-top: 28px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
}
.docs h3 { margin: 0 0 10px; font-size: 1.05rem; }
.docs ul { margin: 0; padding-left: 18px; color: var(--muted); }

.steps {
  list-style: none;
  margin: 32px 0 28px;
  padding: 0;
  display: grid;
  gap: 18px;
}
.steps li {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 14px;
  align-items: start;
}
.steps span {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--brand);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
  font-family: var(--font-display);
}
.steps h3 { margin: 2px 0 4px; font-size: 1.05rem; }
.steps p { margin: 0; color: var(--muted); }

.check {
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.check li {
  padding-left: 28px;
  position: relative;
  color: var(--muted);
}
.check li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.45em;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: inset 0 0 0 3px #dff0e7;
}

details {
  border-bottom: 1px solid var(--line);
  padding: 14px 0;
}
details:first-of-type { margin-top: 20px; }
summary {
  cursor: pointer;
  font-weight: 600;
  list-style: none;
}
summary::-webkit-details-marker { display: none; }
details p {
  margin: 10px 0 0;
  color: var(--muted);
}

.cta-band {
  padding: 72px 0;
  background:
    linear-gradient(135deg, var(--brand-deep), var(--brand) 55%, #1a8a62);
  color: var(--white);
}
.cta-band h2 {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  letter-spacing: -0.03em;
}
.cta-band p {
  margin: 12px 0 24px;
  max-width: 34rem;
  color: rgba(255, 255, 255, 0.88);
}

.footer {
  padding: 48px 0 64px;
  background: #0d1f18;
  color: rgba(255, 255, 255, 0.78);
}
.footer-brand {
  margin: 0 0 10px;
  font-family: var(--font-display);
  color: var(--white);
  font-size: 1.2rem;
}
.footer a { color: #d8c076; }
.footer .fine { color: rgba(255, 255, 255, 0.55); }

@media (max-width: 640px) {
  .hero { min-height: auto; padding: 28px 0 48px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .btn { width: 100%; }
  .section { padding: 56px 0; }
}